yeah nice one for that m8, been looking over that, so what happens if you spend money you don’t have in you’re account? do they just say to you ”make sure you’ve got the money to come up to balance and you’ll be fine?”

i like the idea of that, but since i have no job, a £25 one off fee then paying £12.50 a month ontop can get rather pricey for someone who is living of jobseekers!!! but then again i am wanting a job soo badly, so once i’ve got one i guess it won’t be too bad.

p.s banks r fuckin cunts, if it was up to me, i’d keep my money at home safe n sound, but i know i can’t spend it on the internet then!! ggr!:crazy:

i have a m8 that works in a shop with a cash point … he makes me swap the notes i get out of the mashine with his crumpled ones from the till every time i draw out cash .. he tells me he put’s all the crisp flat notes under his bed to make his materace stay flat and to stop his back hurting … lol … (i have a sneakey suspition he is giving me fake notes instead … but i have checked them and there not … just can’t help thinking it :laugh_at:)
mby this is the reason that oap’s take there cash home with them :laugh_at:….altho in saying that .. there have been sooooooooo many time i have say there and thought to my self ” i fucking wish i could just get paid cash in hand … no tax no fucking banks no “middle “cunt”man” diping there fingures into my hard erned cash :yakk:

lol fight fire with fire .. i like you attitude :laugh_at:

thats because you’re loved.

if only gay marriages were allowed again………….ahhhhh…………….*dreams*

:weee:

but back to the point of this thread, do i have the right to refuse a bank charge? because after all i was misinformed about the balance of my account, so i was unaware that i couldn’t spend any money……………….but like people say, you’re cutting it thin spending the last few pound in ur account after all.

you might be able to complain about being misinformed (the timing difference on the charge) and get that single charge reversed.

Phone calls to banks are recorded and there are of course cameras and other surveillance devices, some watch from the customer side (in case of bank robbers) but there are also ones behind the counter so the staff can’t nick any of the money. This means most interactions with customers are recorded somewhere.

When you get a job it might be worth opening up another bank account, try somewhere like the co-op (you could try smile which is the same thing but you need to be a fairly high earner to get a smile account these days…)

http://www.fos.org.uk/default.htm

These are your fella’s if you think the banks wrong but they still won’t give in.

Dunno what’s happening with the case at the high court. I think the case is over but the judge is still deciding what to do.
Either way the losing party’s bound to appeal so it could drag on for many months or years even.
I’m in the process of claiming £2700 back of them but it’s been stayed.

Nuke them! Pow, pow, pow.

Have a word, if they’re still being arses i’d switch to another.

I think i prefer the nuke and the pows

:you_crazy

amen, been offered a job at tescos for like 16 hours a week as a checkout boy, psch.

passed my lifeguard course last week and i still haven’t heard anything from the place, i guess i’ll be waiting another 3 months to hear from them about a job opportunity.

i like the pows better….. pow pow … pow pow pow :laugh_at: