Getting the ol' charges back from the bank

This topic has 10 replies, 4 voices, and was last updated July 11, 2007 at 11:08 pm by Asdf.

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July 11, 2007 at 9:58 pm #1041875
Asdf
Participant
Sent a couple letters to Lloyds with only one reply saying it will take 4 weeks to look in to my “complaint” – sod that I went straight to the Money Claim Online site after I didn’t receive a response to my second letter and had to pay 50 quid to start my claim, I just hope it’s gonna be accepted.

Anyone had much luck with this?
July 11, 2007 at 10:04 pm #1116317
globalloon
Participant
sending your own made up letter tells them that you are just trying it on. use the standard letters that you can find online for free and they will be unable to tell whether or not you’ve had legal advice
July 11, 2007 at 10:04 pm #1136969
globalloon
Participant
sending your own made up letter tells them that you are just trying it on. use the standard letters that you can find online for free and they will be unable to tell whether or not you’ve had legal advice
July 11, 2007 at 10:21 pm #1116318
Acidfairy
Participant
Check out this site it has all the letters and advice that you need http://www.moneysavingexpert.com/reclaim/bank-charges
July 11, 2007 at 10:21 pm #1136970
Acidfairy
Participant
Check out this site it has all the letters and advice that you need http://www.moneysavingexpert.com/reclaim/bank-charges
July 11, 2007 at 10:40 pm #1116316
BioTech
Participant
Not that I think you need to worry, but bear in mind that there was a recent case where a bank won the battle with regards to claiming back bank charges. The tide is starting to turn back in their favour.

Even if some people do win back their bank charges (which are blatantly unfair) the banks will just make the money back in other ways like eventually going back to charging for banking services as opposed to the free service most of us get.

I’d still say go ahead and try your luck though!
July 11, 2007 at 10:40 pm #1136968
BioTech
Participant
Not that I think you need to worry, but bear in mind that there was a recent case where a bank won the battle with regards to claiming back bank charges. The tide is starting to turn back in their favour.

Even if some people do win back their bank charges (which are blatantly unfair) the banks will just make the money back in other ways like eventually going back to charging for banking services as opposed to the free service most of us get.

I’d still say go ahead and try your luck though!
July 11, 2007 at 10:41 pm #1116319
Acidfairy
Participant
That case was only in a county court so no precident has been set, it needs to be tried in a high court for precident to be set, so i say go for it 🙂
July 11, 2007 at 10:41 pm #1136971
Acidfairy
Participant
That case was only in a county court so no precident has been set, it needs to be tried in a high court for precident to be set, so i say go for it 🙂
July 11, 2007 at 11:08 pm #1116320
Asdf
Participant
The letters were sent wasn’t just “gimmie my money”, they were done properly.

I also heard about that Burrwick(?) case…. people still seem to be getting their doe back, I’ll just have to wait and see.
July 11, 2007 at 11:08 pm #1136972
Asdf
Participant
The letters were sent wasn’t just “gimmie my money”, they were done properly.

I also heard about that Burrwick(?) case…. people still seem to be getting their doe back, I’ll just have to wait and see.
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